Stop fighting your finances alone.
We turn financial intentions into daily follow-through.
Uploading statements to a generic AI gives one-off answers. PsyFi securely connects your live accounts, tracks your behavior over time, and uses 85+ proven behavioral techniques to coach actions that actually stick.
If you know what to do with money — and still can't make it stick — we built this for you. Start your 7‑day free trial. No commitment, cancel anytime.
Why PsyFi is different from generic AI finance advice.
A patent-pending AI engine, an academic advisory board, and a portion of every subscription funding ongoing psychology research.
Scientific Advisor
Prof. Michael Inzlicht
Director, Work and Play Lab — University of Toronto · Rotman School of Management · Schwartz Reisman Institute of Technology and Society
Self-control, motivation, and how people close the gap between what they intend and what they actually do — this is exactly the science financial tools have been missing.Meet the advisor & read the science →
What we've built
The science, codified into coaching
Patent-pending AI engine — utility patents filed in the US, EU, and Canada.
85+ behavioral techniques codified — loss aversion, implementation intentions, commitment devices, future-self framing.
A portion of every subscription funds ongoing psychology research with academic collaborators.
Built for continuity, not one-off prompts — PsyFi continuously learns from connected account behavior instead of relying on ad-hoc file uploads.
How PsyFi works
Link accounts, uncover patterns, follow your personalized plan.
Step 1
Connect & Assess
Link accounts securely. Complete our goals and personality quiz to map your money psychology so every insight fits you.
Step 2
AI Analyzes Your Financial Behavior
Our patented AI engine scans patterns, biases, habits and leaks across spending and investing e.g. flagging $200/mo subscription creep or late-night shopping due to emotional triggers.
Step 3
Get Your Personalized Action Plan
Receive a tailored roadmap with real-time nudges, coaching, and habit streaks. Users cut financial slip-ups 40% and reach goals faster.
Willpower runs out. Behavioral science doesn't.
85+ proven techniques — loss aversion, implementation intentions, commitment devices, future-self framing — put to work on your real account data.
Save
Save more without feeling deprived
Invest
Invest with clarity and fewer mistakes
Build Wealth
See your path to long‑term wealth
Tools that make your financial journey friction-free
Every tool we build exists for one reason — to close the gap between your intentions and your actions.
Behavioral nudges
Real-time nudges based on your spending patterns and psychological triggers, helping you stay aligned with your goals.
Get StartedAI Coaching
Intelligent coaching agents that use your real account data to give personalized guidance on saving, investing, and day‑to‑day money choices.
Get StartedProgress Tracking
Visual dashboards showing how your saving, investing, and net worth are changing over time, along with your behavioral improvements.
Get StartedDaily Check In
A simple daily touchpoint that keeps you aware of what matters most financially without overwhelming you.
Get StartedOne plan. 7‑day free trial. Whole financial you.
Simple, all‑in pricing. Full features, no hidden fees.
Premium
Your Questions Answered
Common questions asked by our first time users
Stop fighting your finances alone.
Use PsyFi today!
Connect your accounts, get AI coaching, and use behavioral science to make better money decisions with less effort.
Get Started