Why is your price all or nothing?

Our pricing reflects the full value of the system: AI guidance plus behavioral design. You're not paying for a static tool, you're paying for an evolving coaching experience that grows with you.

What exactly am I paying for?

You're paying for secure account connections, AI analysis of your real finances, personalized coaching flows, and lots of psychology driven behavioral tools that help you follow through, delivered in one integrated experience.

Is there a free trial?

Yes. You get a 7‑day free trial with full access to PsyFi. Connect your accounts, explore the dashboard, and test the coaching flows. We'll remind you before your trial ends, and you can cancel anytime.

Can I get a refund or cancel anytime?

You can cancel anytime. If something doesn't feel right, reach out to us and we'll do our best to make it right.

Stop fighting your finances alone.

We turn financial intentions into daily follow-through.

Uploading statements to a generic AI gives one-off answers. PsyFi securely connects your live accounts, tracks your behavior over time, and uses 85+ proven behavioral techniques to coach actions that actually stick.

You already know the right moves. Making them stick is the hard part. That is why we built PsyFi. Start your 7‑day free trial. No commitment, cancel anytime.

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Technical Partners

Backed by real science

Why PsyFi is different from generic AI finance advice.

A patent-pending AI engine, an academic advisory board, and a portion of every subscription funding ongoing psychology research.

Scientific Advisor

Prof. Michael Inzlicht

Director of the Work and Play Lab at the University of Toronto, Rotman School of Management, and the Schwartz Reisman Institute of Technology and Society

Self-control, motivation, and how people close the gap between what they intend and what they actually do. This is exactly the science financial tools have been missing.

Meet the advisor & read the science →

What we've built

The science, codified into coaching

Patent-pending AI engine with utility patents filed in the US, EU, and Canada.

85+ behavioral techniques codified, including loss aversion, implementation intentions, commitment devices, and future-self framing.

A portion of every subscription funds ongoing psychology research with academic collaborators.

Built for continuity, not one-off prompts. PsyFi continuously learns from connected account behavior instead of relying on ad-hoc file uploads.

See the full science breakdown →

See your money habits, clearly

How PsyFi works

Link accounts, uncover patterns, follow your personalized plan.

Step 1
Connect & Assess

Link accounts securely. Complete our goals and personality quiz to map your money psychology so every insight fits you.

Step 2
AI Analyzes Your Financial Behavior

Our patented AI engine scans patterns, biases, habits and leaks across spending and investing e.g. flagging $200/mo subscription creep or late-night shopping due to emotional triggers.

Step 3
Get Your Personalized Action Plan

Receive a tailored roadmap with real-time nudges, coaching, and habit streaks. Users cut financial slip-ups 40% and reach goals faster.

Link accounts securely. Complete our goals and personality quiz to map your money psychology so every insight fits you.

Save, Invest, Build Wealth

Willpower runs out. Behavioral science doesn't.

We put over 85 proven behavioral techniques to work on your real account data, including loss aversion, implementation intentions, commitment devices, and future-self framing.

Save

Save more without feeling deprived

PsyFi finds leaks in connected accounts, helps you set smart saving rules, and turns them into habits you can keep.

Invest

Invest with clarity and fewer mistakes

AI reviews your portfolio across accounts, surfaces goal misalignment, and adds guardrails to reduce panic selling and impulsive moves.

Build Wealth

See your path to long‑term wealth

PsyFi projects net worth over time across all accounts and uses future-self framing and progress tracking to keep you motivated.

Features

Tools that make your financial journey friction-free

Every tool we build exists for a single purpose: to close the gap between your intentions and your actions.

Catch Your Blind Spots

PsyFi detects the patterns behind your spending, stress triggers, subscription creep, payday overspend, and late-night impulse buys, before they derail your goals.

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AI Coaching

Intelligent coaching agents that use your real account data to give personalized guidance on saving, investing, and day‑to‑day money choices.

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Progress Tracking

Visual dashboards showing how your saving, investing, and net worth are changing over time, along with your behavioral improvements.

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Daily Check In

A simple daily touchpoint that keeps you aware of what matters most financially without overwhelming you.

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Pricing

One plan. 7‑day free trial. Whole financial you.

Simple, all‑in pricing. Full features, no hidden fees.

Premium

$14/month

after your 7-day free trial.

Advanced AI reasoning for deeper, more nuanced coaching

AI insights

AI coach credits

Secure Open Banking API access

Start with a 7‑day free trial. Then $14/month, cancel anytime.

PsyFi Access

Financial wellness should be a human right, not a privilege.

If the regular price would keep you from getting help, PsyFi Access gives you 50% off any plan. No documents, no proof, no judgment — we take your word for it.

Students

Building money habits early compounds for life. Enrolled in any program? You qualify.

Tight income years

If the full price is a real stretch right now, that is exactly when coaching matters most.

Rebuilding after a setback

Job loss, illness, divorce, debt — there is no wrong place to begin again.

Request my Access code

One short email, and we'll send a personal code to apply at checkout. Usually within a day.

FAQ

Your Questions Answered

Common questions asked by our first time users

We built one plan because we believe fragmented products create fragmented financial lives. You have one life and one money story, rather than a Basic self, a Pro self, and a Pro Max self. So there is a single plan that includes everything: your personalized coaching avatar, financial‑personality quizzes, behavioral insights, full dashboard, and more.